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- FINANCIAL AID
- Satisfactory Academic Progress
- Apply For Financial Aid
- Net Price Calculator
- Return of Title IV Funds (R2T4)
- Financial Aid Office Code of Conduct
- Verification Policy
- Vaccination Policy
- Student Right-to-Know Act
- Establishing and Maintaining an Information Security Program
- Academic Award Year
- Availability of Employee for Dissemination Purposes
- Cost of Attendance
- Health and Safety Exemption Requirement
- Students Rights and Responsibilities
- Leave of Absence
- Pell Formula
- Military Students
- Grants/ Scholarship Policy
- CONTACT US
Students Rights and Responsibilities
As a current or prospective PCCTI student, you have many rights and responsibilities. This highlights some of the
key rights, responsibilities, and disclosures relevant to financial aid policies and procedures.
- You have the right to privacy.All records and information submitted with your application for financial aid are confidential, and subject to legal requirements concerning disclosure of such information.
- You have the right to know the costs.This includes costs for tuition and fees, and personal and
miscellaneous expenses used in determining your financial aid cost of attendance.
- You have the right to know what financial aid programs are available to you, including all federal, state financial aid programs, including the procedures and forms necessary to apply, student eligibility requirements, selection criteria and criteria for determining the amount of a student’s award for these programs.
- You have the right to know how to apply for financial aid. For more information visit
- You have the right to know how your financial aid eligibility was determined which includes what
resources were considered in the calculation of your financial aid eligibility (such as the expected family contribution and other financial aid). Please review your financial aid award. You may also call or visit the Student Financial Aid Office and speak with an advisor.
- You have the right to request a reduction or cancellation for your Federal Direct Subsidized, Unsubsidized or PLUS Loan within 14 days of its disbursement, unless a refund of loan funds has already been issued by the Financial Aid Office. Remember that a student loan is a debt that must be repaid; borrow only what is needed.
- You have a right to know the academic standards you must maintain in order to have continued financial aid eligibility, commonly known as Satisfactory Academic Progress. Satisfactory Academic Progress standards can be found at https://pccti.com/financial-aid/satisfactory-academic-progress/
- It is your responsibility to obtain and complete any necessary financial aid application formsand submit them in a timely manner. You must read and understand all forms you are asked to sign and keep a copy of each.
- It is your responsibility to regularly check your PCCTI student e-mail accountfor correspondence from PCCTI and the Student Financial Aid Office.
- It is your responsibility to keep your parents informed of all financial aid requirements and deadlines,
as well as the status of your Financial Aid Office student account (dependent students).
- It is your responsibility to provide complete and correct information.Purposely reporting false or
misleading information is a violation of the law and may be considered a criminal offense.
- It is your responsibility to notify the PCCTI Office of Registration and Records(and any lenders with whom you have loans) if there are changes in your name or permanent mailing address.
- It is your responsibility to returnall additional documentation, verification, corrections, and/or new information requested by either the Office of Student Financial Aid Services.
- It is your responsibility tobe responsible for reading and understanding all forms that you are asked to sign, and for keeping copies of them.
- It is your responsibility tohonor all agreements that you sign.
- It is your responsibility toensure repayment of any over-awarded grant, scholarship or loan monies;andknowing the loan repayment responsibilities and abiding by the terms of the promissory note.
- It is your responsibility to contact the Student Financial Aid Office if you want your loan reduced or
canceled.Once you have completed the Federal Direct Loan Master Promissory Note, and completed Loan Entrance Counseling if you are a first-time borrower, the semester portion of the requested loan amount will disburse to your Bursar’s Office student account. You will receive a loan disbursement notification via email at the time your loan funds credit to your Bursar’s account. You must contact our office in writing within 14 days of receiving the loan disbursement notification if you want the loan reduced or canceled, unless a refund of loan funds has already been issued by the Bursar’s Office.
- It is your responsibility to meet the Satisfactory Academic Progress policies and standards of PCCTI in order to maintain financial aid eligibility.
- It is your responsibility to report to the PCCTI Student Financial Aid Officeany money you receive from sources outside of PCCTI (i.e. Scholarships and employee reimbursement, etc.).
- It is your responsibility to begin attendance in all of the classes for which you receive financial aid.Federal financial aid may be reduced or canceled if you withdraw from or fail a class that you have never
attended. Academic attendance includes physically attending a class meeting, Lab and or Clinical, submitting an academic assignment and taking an exam.
- It is your responsibility to complete Exit Counseling online by visiting
Exit Counseling will explain your rights and responsibilities as a federal loan borrower. It also provides information
and terms to help you make the right choices about repayment. During the counseling you will review your total
federal student loan debt. As you complete the Exit Counseling, pay special attention to:
- Loan consolidation
- Loan deferment
- Payment options (standard repayment, extended repayment, graduated repayment, and income contingent repayment)
- Loan forbearance
Return of Federal Financial Aid Funds When a Student Withdraws From the School
All students who withdraw from PCCTI are subject to the title IV Return of Funds policy. During the first 60% of the
enrollment period, a student earns Title IV funds in direct proportion to the length of time he/she is enrolled. The percentage of aid earned is determined by the date the student officially withdraws, the total number of calendar days in the enrollment period, and the calendar days the student completed during the period of enrollment.
Financial Aid Eligibility Requirements:
- Be a US citizen or eligible non-citizen
- Be registered with Selective Service (if male)
- Be admitted to a degree or certificate program.
- Be making Satisfactory Academic Progress
- Not owe a refund on a Federal Grant
- Not be in default on a Federal Educational Loan
- Be enrolled half – time to receive federal student loans. Other financial aid may be available if not enrolled at
- Not have been convicted for the possession or sale of illegal drugs while enrolled and receiving federal
studentaid. For more information visit: http://studentaid.ed.gov/eligibility/criminal-convictions
Disbursement of Funds
Title IV funds are disbursed at the following intervals of the PN Program:
1. AY 1; Payment period 1 – Start of the Program (N101) – Pell, if qualified. Subsidized and Un-subsidized loans, if qualified on the 30 day from the start of N101.
2. AY 1; Payment period 2 – After completion of 450 clock hours, meeting SAP (Satisfactory Academic Standards) and starting N102 – Pell, Subsidized and Un-Subsidized, if qualified.
3. AY 2; Payment period 1 – After completion of 900 clock hours, meeting SAP (Satisfactory Academic Standards) and starting N103 – Pell, Subsidized and Un-Subsidized, if qualified.